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Best finance options by WesBank

Are you a first time car buyer? Does the process of buying a vehicle seem challenging when trying to choose the best payment plan for your new vehicle? WesBank has issued simplified steps in assisting car buyers with making informed decisions when choosing a suitable finance package when buying a vehicle. “The temptation of a …

Card Fraud on the rise, motorists beware

According to the South African Banking Risk Information Centre (SABRIC), South Africans have lost almost R4.5 billion to credit and debit card fraud since 2010. In 2016 alone R374.4 million was lost due to credit card fraud, which is a 13% increase from the R331 million lost in 2015. Total debit card fraud over the seven …

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Learn about Credit Score

Most people tend to only concerntrate on whether their finance application was approved or not. Before you make that credit application, you need to be familiar with a Credit Score.   What is a Credit Score? A credit score is a number that reflects the likelihood of you paying credit back and this number reflects …

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Warranty Terms and your second had buy

You have bought your second hand car and now you are still enjoying driving it. Unfortunately some people have likely encountered problems with their used cars. Most people sell their cars because they have a problem they are not willing to repair due to the costs and then decide to sell their car. That is …

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Roadside assistance during the holidays

Having roadside assistance is one of the most important things to have during the holidays especially if you travelling long distances with family. Roadside Assistance is a professional service in case of your vehicle breaking down. This service is included in most plans and policies sold with the vehicle. However, it can be bought as …

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Advise for the festive

You are only covered on your insurance if your premiums are paid. If the debit order bounced at the beginning of the month, make a direct bank deposit to the insurance company, as that will immediately reinstate your policy. I would strongly advise against waiting for next month for a double debit as if you …

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Vehicle Finance Options

Buying your priced vehicle asset is probably one of the most expensive items a person can buy in their life. There is a lot of emotion when it comes to deciding on which car to buy and there is also sensible aspects which people use when it comes to making a buying decision. The challenge, …

Leasing vs. buying a car?

With the recession in Mzansi comes the need to achieve more with less money and so when buying a car, leasing is something that needs to be considered. Traditionally, Mzansi buyers like buying a car using normal finance where they own the vehicle after the finance contracting period i.e. 24, 36, 48, 60 or 72 …

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Insurance Cover vs. Premium

Most consumers focus on the insurance premium rather than focusing on the actual cover they will get from the insurer. We look at things to consider when weighing your insurance premium against your cover. Let’s start by explaining what might seem like an obvious thing, which is your insurance premium. Your car insurance premium is …